Credit cards in Singapore in 2019!

Description: Visa Infinite Credit Card by Standard Chartered Bank

visainfinite_sg

Description: Visa Infinite Credit Card by Standard Chartered Bank

APR

Effective Interest Rate (“EIR”): 25.9% per annum (minimum). If payment is not made in full by the due date, finance charges will be calculated on a daily basis at 0.071% from the respective transaction dates for all transactions to the date the payment is received.

Requirements

Age: 21 to 65 years old

Minimum Annual Income:
For Priority/Private Banking customers:
- Singapore Citizens and Permanent Residents: S$30,000
- Foreigners with Employment Passes: S$60,000
For all other customers: S$150,000

Employment Pass Holders:
- Foreigners must be holders of P1, P2 or Q type Singapore Employment Passes
- Q Pass holders must have minimum one year validity remaining on their passes

Required documents

You will need:
- Copy of NRIC /Passport
- Employment Pass (front and back)

If you are currently employed (any of the following):
- Most recent computerised payslip
- Latest 6 months CPF Contribution History Statement
- Latest Income Tax Notice of Assessment + latest month computerised payslip/6 months CPF contribution

For self-employed
- Copy of latest income tax notice of assessment (must be in business for a minimum of 2 years)

For commission earner (any one from below)
- Latest 3 months payslip + Latest income tax notice of assessment
- Latest 6 months CPF contribution history statement
- Latest 3 months payslip
- Copy of latest income tax notice of assessment ( For 100% commission earner)

Registration number

201224747C

Important

Cash Advance
Your cash advance fee per transaction is 6% on the Cash Advance, subject to a minimum fee of $15 plus Finance Charges at 0.077% per day on the amount withdrawn from the date of the transaction until the date of full payment.

Late Payment Charges
A late payment charge of S$80 will be charged if minimum payment due is not received by the due date. The EIR applicable on your credit card and funds transfer account(s) will be adjusted to 28% per annum if the minimum payment due is not received by the due date). If you have only missed one payment, it will be reinstated to the prevailing EIR once minimum payment due is made in full. If however your account has been twice or more past due on a consecutive basis, the EIR will only revert to 25.9% once minimum payment due for the relevant consecutive months where your account was past due is made in full.

Additional information

Telephone: 1800 747 7000 (24-hour)
(65) 6747 7000 (24-hour) if calling from overseas

Other offers

Unlimited Cashback Credit Card

Benefits & Features

  • Cashback on all spend
  • All-in-one card
  • Fund transfers
  • EasyPay

Minimum annual income

S$30.000

APR

25.90% p.a.

Annual fee

S$192.60

Minimum age

21 year

21

Unlimited Cashback Credit Card
Benefits: 1.5% cashback on all spend, All-in-one card, S$100 cashback or S$150 in Prime Now Credits, Up to 50% off a la carte dining, Fund transfers, EasyPay.

Spree Credit Card

Benefits & Features

  • Cashback
  • Online Shopping Protection
  • Fund transfers
  • EasyPay

Minimum annual income

S$30.000

APR

25.90% p.a.

Annual fee

S$192.60

Minimum age

21 year

9

Spree Credit Card
Benefits: 3% cashback on all online spend in foreign currency, 2% cashback on all online spend in local currency, Online Shopping Protection, Fund transfers, EasyPay.

American Express Platinum Credit Card

Benefits & Features

  • Spa vouchers
  • Rewards points
  • Frequent Flyer Miles
  • Purchase protection

Minimum annual income

S$50.000

APR

25.90% p.a.

Annual fee

S$321

Minimum age

21 year

14

American Express Platinum Credit Card
Benefits: Up to 50% off food bill at hotels, Vouchers from spas, Membership Rewards points, Frequent Flyer Miles, 90-days return guarantee and purchase protection.

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