Credit cards in Singapore in 2019!

Company

United Overseas Bank Limited Co.

APR

Maximum effective interest rate on the One Account is 1.60% p.a. for deposits of S$50,000, provided customers meet the criteria of S$500 Card Spend. Maximum effective interest rate (EIR) on the One Account is 2.43% p.a. for deposits of S$50,000, provided customers meet both criteria of S$500 Card Spend and S$2,000 salary credit or 3 GIRO debits per month.

Requirements

- For Singaporeans and Permanent Residents only
- You need to be above 21 years old
- Minimum annual income of S$30.000 or Fixed Deposit collateral of minimum S$10.000

Foreigners: Min. annual income S$40.000 OR Fixed Deposit collateral of minimum S$10.000

Required documents

For online application, you will need to submit:
- Images of your NRIC (front and back)
- Image of your signature
- CPF Statement via SingPass Login

Registration number

193500026Z

Important

Annual Fee Principal:
- S$192.60 (First 1 year card fee waiver)
- 1st Supplementary FREE, 2nd Supplementary – S$96.30

Requirements to earn the additional of 8% and 3%
- Spend a minimum amount of S$600 in a statement month. Total rebate is capped at S$60 per month.

The minimum spend requirement does not include the following transactions:
- Payment of funds to prepaid accounts
- Installment payment plans
- Balance/funds transfers, cash advances, fees, interests, finance charges, late payment charges, annual fee charges, reversals and other financial charges.

The following transactions do not earn rebate:
- Payment of funds to prepaid accounts
- Installment payment plans
- Balance/funds transfers, cash advances, fees, interests, finance charges, late payment charges, annual fee charges, reversals, other financial charges
- Donations
- SMART$ merchants (with the exception of Cathay Cineplexes)

Donations and transactions at SMART$ merchants constitutes to your minimum spend requirement but no rebate will be earned.

Legal address

Robinson Road,
P.O Box 1688
Singapore 903338

Attn: UOB Contact
Centre/Service
Quality Department

Additional information

Telephone:
- Singapore 1800 222 2121
- Overseas Customers: +65 6222 2121