Credit cards in Singapore in 2019!

Citibank - description of the lender

citibank_sg1

Loan ammount

Minimum loan amount S$ 1000

Loan term

1 - 5 years

Citibank - description of the lender

Company

Citibank offer the world's leading range of financial services - deposit accounts, foreign currency deposits, investments, credit cards, mortgages, insurance and charge cards.

Representative example

4.83% p.a interest rate (EIR 9% p.a) for a min loan of $1000 for 12- 36 months
* The actual AIR applicable may differ.

Requirements

- you must be at least 21 years old;
- minimum annual income Singaporeans/PRs: S$20000;
- minimum annual income foreigners: S$42000.

Required documents

For new customers Singaporean
For Salaried Employees:
- A photo copy of the front and back of your NRIC;
- Past 12 month's CPF statement submitted via CPF;
- Latest Income Tax Notice of Assessment and latest original computerised payslip.
For Self-Employed:
- A photo copy of the front and back of your NRIC;
- Last 2 years' Income Tax Notice of Assessment;
- Last 3 months' bank statements.

For new customers Foreigner
- A photo copy of the front and back of your Passport/Employment Pass;
- Latest Income Tax Notice of Assessment;
- Latest original computerised payslip.

Important

Fees & charges
- Cancellation fee: 3% of outstanding unbilled principal amount;
- Annual fee: S$ 80;
- Late Payment Charge: S$ 90;
- Account Service fee: S$ 10 per month;
- Account Closure fee: S$50;
- Reference Letter: S$ 10 per copy.

Office hours

Mondays - Fridays: 9.00 - 5.00

Legal address

83, Punggol Central
Waterway Point, #01-17
Singapore 828761

Additional information

Phone: (65)6225 5225

Other offers

Unlimited Cashback Credit Card

Benefits & Features

  • Cashback on all spend
  • All-in-one card
  • Fund transfers
  • EasyPay

Minimum annual income

S$30.000

APR

25.90% p.a.

Annual fee

S$192.60

Minimum age

21 year

21

Unlimited Cashback Credit Card
Benefits: 1.5% cashback on all spend, All-in-one card, S$100 cashback or S$150 in Prime Now Credits, Up to 50% off a la carte dining, Fund transfers, EasyPay.

Spree Credit Card

Benefits & Features

  • Cashback
  • Online Shopping Protection
  • Fund transfers
  • EasyPay

Minimum annual income

S$30.000

APR

25.90% p.a.

Annual fee

S$192.60

Minimum age

21 year

9

Spree Credit Card
Benefits: 3% cashback on all online spend in foreign currency, 2% cashback on all online spend in local currency, Online Shopping Protection, Fund transfers, EasyPay.

American Express Platinum Credit Card

Benefits & Features

  • Spa vouchers
  • Rewards points
  • Frequent Flyer Miles
  • Purchase protection

Minimum annual income

S$50.000

APR

25.90% p.a.

Annual fee

S$321

Minimum age

21 year

14

American Express Platinum Credit Card
Benefits: Up to 50% off food bill at hotels, Vouchers from spas, Membership Rewards points, Frequent Flyer Miles, 90-days return guarantee and purchase protection.

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