Credit cards in Singapore in 2019!

APR

25.90% p.a. compounded if the payment of the closing balance in your statement is not made in full; or 29.99% p.a. in the event that your Account has three or more defaults and/or one default which remains unpaid for two or more consecutive months in the last 12 months.

Requirements

You're over 21 years of age. Supplementary Card applicant should be over 18 years of age.

For Singapore Citizens and Residents, you have earnings which provide an income of over S$30,000 p.a.

For Expatriates, you have earnings which provide a minimum income of over S$60,000 p.a.

Important

Annual Fee
S$171.20 (inclusive of GST) waived for the first year.
Annual Supplementary Card Fee
First 2 Supplementary Cards fee permanently waived. S$85.60 (inclusive of GST) for each subsequent Supplementary Card.
Minimum monthly payment
3% or S$50, whichever is higher.
Late payment charges
S$90 if minimum monthly payment is not made by due date.
Cash advance fees
Handling fee of 5% of your withdrawal amount will apply for each withdrawal amount.
Fees for foreign currency transactions
2.5%

Benefits

Receive up to S$60 CapitaVouchers upon first spend within the first month.

Receive S$150 Cashback when you spend S$5,000 in the first 6 months.

1.5% Cashback on subsequent purchases, no minimum spend and no earn cap.

Receive S$20 CapitaVoucher each, for the first two approved Supplementary Cards.

Purchase your travel ticket with your American Express True Cashback Card and receive free travel insurance benefits of up to S$350,000.

After the welcome Cashback bonus, continue to earn 1.5% Cashback on all your eligible purchases, locally and overseas.

and more.

Legal address

American Express International, Inc.
Crawford Post Office
P.O. Box 852
Singapore 911912

Additional information

1800 299 1997 (for local use only)