25.90% p.a. compounded if the payment of the closing balance in your statement is not made in full; or 29.99% p.a. in the event that your Account has three or more defaults and/or one default which remains unpaid for two or more consecutive months in the last 12 months.
Annual Fee
S$171.20 (inclusive of GST) waived for the first year.
Annual Supplementary Card Fee
First 2 Supplementary Cards fee permanently waived. S$85.60 (inclusive of GST) for each subsequent Supplementary Card.
Minimum monthly payment
3% or S$50, whichever is higher.
Cash advance fee
Handling fee of 5% of your withdrawal amount will apply for each withdrawal amount.
Fees for foreign currency transactions
2.5%
American Express International, Inc.
Crawford Post Office
P.O. Box 852
Singapore 911912
1800 299 1997 (for local use only)
Benefits & Features
Minimum annual income
APR
Annual fee
Minimum age
Unlimited Cashback Credit Card
Benefits: 1.5% cashback on all spend, All-in-one card, S$100 cashback or S$150 in Prime Now Credits, Up to 50% off a la carte dining, Fund transfers, EasyPay.
Benefits & Features
Minimum annual income
APR
Annual fee
Minimum age
Spree Credit Card
Benefits: 3% cashback on all online spend in foreign currency, 2% cashback on all online spend in local currency, Online Shopping Protection, Fund transfers, EasyPay.
Benefits & Features
Minimum annual income
APR
Annual fee
Minimum age
American Express Platinum Credit Card
Benefits: Up to 50% off food bill at hotels, Vouchers from spas, Membership Rewards points, Frequent Flyer Miles, 90-days return guarantee and purchase protection.
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