Credit cards in Singapore in 2019!

APR

25.90% p.a. compounded if the payment of the closing balance in your statement is not made in full; or 29.99% p.a. in the event that your Account has three or more defaults and/or one default which remains unpaid for two or more consecutive months in the last 12 months.

Requirements

You're over 21 years of age. Supplementary Card applicant should be over 18 years of age.

For Singapore Citizens and Residents, you have earnings which provide an income of over S$30,000 p.a.

For Expatriates, you have earnings which provide a minimum income of over S$60,000 p.a.

Important

Annual Fee
S$171.20 (inclusive of GST) waived for the first year.
Annual Supplementary Card Fee
First 2 Supplementary Cards fee permanently waived. S$85.60 (inclusive of GST) for each subsequent Supplementary Card.
Minimum monthly payment
3% or S$50, whichever is higher.
Cash advance fee
Handling fee of 5% of your withdrawal amount will apply for each withdrawal amount.
Fees for foreign currency transactions
2.5%

Benefits

Receive S$60 CapitaVouchers (awarded in STAR$®) when you spend S$1,500 in your first 3 months.

Receive an American Tourister Erie 67/24 luggage worth S$200 when you spend an additional S$1,500 in your first 3 months.

Earn 3X STAR$® when you spend in participating CapitaLand Malls.

Earn 10X STAR$® at participating outlets in participating CapitaLand Malls.

3-hour complimentary parking across CapitaLand Malls when you spend S$1,200 in a month, or complimentary privileged parking when you spend S$1,800.

STAR$® Xtra Programme.

and more.

Legal address

American Express International, Inc.
Crawford Post Office
P.O. Box 852
Singapore 911912

Additional information

1800 299 1997 (for local use only)